Literature DB >> 25328263

Forewarning reduces fraud susceptibility in vulnerable consumers.

Susanne Scheibe1, Nanna Notthoff2, Josephine Menkin3, Lee Ross4, Doug Shadel5, Martha Deevy6, Laura L Carstensen7.   

Abstract

Telemarketing fraud is pervasive and older consumers are disproportionally targeted. Given laboratory research showing that forewarning can effectively counter influence appeals, we conducted a field experiment to test whether forewarning could protect people who had been victimized in the past. A research assistant with prior experience as a telemarketer pitched a mock scam two or four weeks after participants were warned about the same scam or an entirely different scam. Both warnings reduced unequivocal acceptance of the mock scam although outright refusals (as opposed to expressions of skepticism) were more frequent with the same scam warning than the different scam warning. The same scam warning, but not the different scam warning, lost effectiveness over time. Findings demonstrate that social psychological research can inform effective protection strategies against telemarketing fraud.

Entities:  

Keywords:  Telemarketing fraud; aging; decision making; forewarning; prevention

Year:  2014        PMID: 25328263      PMCID: PMC4199235          DOI: 10.1080/01973533.2014.903844

Source DB:  PubMed          Journal:  Basic Appl Soc Psych        ISSN: 0197-3533


  11 in total

1.  Forewarned and forearmed? Two meta-analytic syntheses of forewarnings of influence appeals.

Authors:  Wendy Wood; Jeffrey M Quinn
Journal:  Psychol Bull       Date:  2003-01       Impact factor: 17.737

2.  What needs to be explained to account for age-related effects on multiple cognitive variables?

Authors:  Timothy A Salthouse; Emilio Ferrer-Caja
Journal:  Psychol Aging       Date:  2003-03

3.  Dispelling the illusion of invulnerability: the motivations and mechanisms of resistance to persuasion.

Authors:  Brad J Sagarin; Robert B Cialdini; William E Rice; Sherman B Serna
Journal:  J Pers Soc Psychol       Date:  2002-09

4.  Getting the message across: age differences in the positive and negative framing of health care messages.

Authors:  Andrea M Shamaskin; Joseph A Mikels; Andrew E Reed
Journal:  Psychol Aging       Date:  2010-09

5.  Is Psychological Vulnerability Related to the Experience of Fraud in Older Adults?

Authors:  Peter A Lichtenberg; Laurie Stickney; Daniel Paulson
Journal:  Clin Gerontol       Date:  2013-03-01       Impact factor: 2.619

6.  Consumer fraud and the elderly: a review of Canadian challenges and initiatives.

Authors:  Carole A Cohen
Journal:  J Gerontol Soc Work       Date:  2006

7.  Aging, emotion, and health-related decision strategies: motivational manipulations can reduce age differences.

Authors:  Corinna E Löckenhoff; Laura L Carstensen
Journal:  Psychol Aging       Date:  2007-03

8.  Age differences in everyday problem-solving and decision-making effectiveness: a meta-analytic review.

Authors:  Wendy J L Thornton; Heike A Dumke
Journal:  Psychol Aging       Date:  2005-03

9.  The orbitofrontal cortex, real-world decision making, and normal aging.

Authors:  Natalie L Denburg; Catherine A Cole; Michael Hernandez; Torricia H Yamada; Daniel Tranel; Antoine Bechara; Robert B Wallace
Journal:  Ann N Y Acad Sci       Date:  2007-09-13       Impact factor: 5.691

10.  Memory for general and specific value information in younger and older adults: measuring the limits of strategic control.

Authors:  Alan D Castel; Norman A S Farb; Fergus I M Craik
Journal:  Mem Cognit       Date:  2007-06
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  7 in total

1.  Emotional arousal may increase susceptibility to fraud in older and younger adults.

Authors:  Katharina Kircanski; Nanna Notthoff; Marguerite DeLiema; Gregory R Samanez-Larkin; Doug Shadel; Gary Mottola; Laura L Carstensen; Ian H Gotlib
Journal:  Psychol Aging       Date:  2018-03

2.  Individual differences in loss aversion and preferences for skewed risks across adulthood.

Authors:  Kendra L Seaman; Mikella A Green; Stephen Shu; Gregory R Samanez-Larkin
Journal:  Psychol Aging       Date:  2018-05-17

3.  Linking a research register to clinical records in older adults' mental health services: a mixed-methods study.

Authors:  Dan Robotham; Joanne Evans; Andrew Watson; Iain Perdue; Thomas Craig; Diana Rose; Til Wykes
Journal:  Alzheimers Res Ther       Date:  2015-04-01       Impact factor: 6.982

4.  The Role of Cognition, Personality, and Trust in Fraud Victimization in Older Adults.

Authors:  Rebecca A Judges; Sara N Gallant; Lixia Yang; Kang Lee
Journal:  Front Psychol       Date:  2017-04-13

5.  Effective forewarning requires central route processing: Theoretical improvements on the counterargumentation hypothesis and practical implications for scam prevention.

Authors:  Yasuhiro Daiku; Naoki Kugihara; Tsukasa Teraguchi; Eiichiro Watamura
Journal:  PLoS One       Date:  2020-03-05       Impact factor: 3.240

6.  Psychosocial characteristics of victims of special fraud among Japanese older adults: A cross-sectional study using scam vulnerability scale.

Authors:  Daisuke Ueno; Masashi Arakawa; Yasunori Fujii; Shoka Amano; Yuka Kato; Teruyuki Matsuoka; Jin Narumoto
Journal:  Front Psychol       Date:  2022-07-25

7.  Individual differences in skewed financial risk-taking across the adult life span.

Authors:  Kendra L Seaman; Josiah K Leong; Charlene C Wu; Brian Knutson; Gregory R Samanez-Larkin
Journal:  Cogn Affect Behav Neurosci       Date:  2017-12       Impact factor: 3.282

  7 in total

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