Literature DB >> 9304673

How will improved forecasts of individual lifetimes affect underwriting?

A S MacDonald1.   

Abstract

The combined effects of underwriting and adverse selection among heterogeneous populations are considered, using a simple Markov model. I illustrate the possible extent of the costs of adverse selection; in all cases, above-average sums assured is the most significant factor.

Mesh：

Year:  1997        PMID： 9304673      PMCID： PMC1691989          DOI： 10.1098/rstb.1997.0087

Source DB:  PubMed          Journal:  Philos Trans R Soc Lond B Biol Sci        ISSN： 0962-8436            Impact factor:   6.237


  2 in total

Review 1.  Mutuality and solidarity: assessing risks and sharing losses.

Authors:  D Wilkie
Journal:  Philos Trans R Soc Lond B Biol Sci       Date:  1997-08-29       Impact factor: 6.237

2.  Actuarial considerations on genetic testing.

Authors:  D J Le Grys
Journal:  Philos Trans R Soc Lond B Biol Sci       Date:  1997-08-29       Impact factor: 6.237
  2 in total
  3 in total

1.  Our treacherous genes. The perils of an information explosion.

Authors:  T McGleenan
Journal:  EMBO Rep       Date:  2000-09       Impact factor: 8.807

2.  Genetic screening, health care and the insurance industry. Should genetic information be made available to insurers?

Authors:  Diego F Ossa; Adrian Towse
Journal:  Eur J Health Econ       Date:  2004-06

Review 3.  Insurance, genetic testing and familial cancer: recent policy changes in the United Kingdom.

Authors:  P J Morrison
Journal:  Ulster Med J       Date:  2001-11
  3 in total

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