Literature DB >> 9180090

Absence of association between insurance copayments and delays in seeking emergency care among patients with myocardial infarction.

D J Magid1, T D Koepsell, N R Every, J S Martin, D S Siscovick, E H Wagner, W D Weaver.   

Abstract

BACKGROUND: The requirement of copayments for emergency care is thought to control costs by reducing "inappropriate" visits to the emergency department. However, requiring copayments may lead to adverse outcomes if patients delay seeking care for emergency conditions. To determine whether such requirements are associated with delays in seeking care, we examined the length of time from the onset of symptoms to arrival at the hospital among patients with myocardial infarction who did or did not have required insurance copayments.
METHODS: All patients were enrolled in a single health maintenance organization (HMO) and presented with myocardial infarction at 1 of 19 hospitals in King County, Washington, from 1989 through 1994. There were 602 patients whose health insurance required a copayment for emergency department care (range, $25 to $100) and 729 patients with no copayment requirement. Data on the time to presentation were obtained from a review of ambulance and hospital records.
RESULTS: The median length of time from the onset of symptoms to arrival at the hospital, as adjusted for age, sex, and race, was 135 minutes for the copayment group and 137 minutes for the group with no copayment (95 percent confidence interval for the difference, -19 to +16 minutes). There was no significant association between the presence or absence of a copayment requirement and the time to arrival at the hospital after adjustment for calendar year, income, educational level, cardiac history, or clinical symptoms. Since some patients may be unaware of their copayment requirement, we performed a subgroup analysis of data on patients who had a previous visit to the emergency department with the same copayment status - that is, of patients who were likely to know about their copayment. This analysis also showed no significant association between the requirement for a copayment and delays in seeking treatment.
CONCLUSIONS: For privately insured patients in this HMO, the requirement of modest, fixed copayments for emergency services did not lead to delays in seeking treatment for myocardial infarction.

Entities:  

Keywords:  Empirical Approach; Health Care and Public Health

Mesh:

Year:  1997        PMID: 9180090     DOI: 10.1056/NEJM199706123362406

Source DB:  PubMed          Journal:  N Engl J Med        ISSN: 0028-4793            Impact factor:   91.245


  8 in total

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Review 4.  Cost reduction strategies for emergency services: insurance role, practice changes and patients accountability.

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6.  How effective are copayments in reducing expenditures for low-income adult Medicaid beneficiaries? Experience from the Oregon health plan.

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Journal:  Health Serv Res       Date:  2008-01-29       Impact factor: 3.402

7.  Utilization of the Emergency Department and Predicting Factors Associated With Its Use at the Saudi Ministry of Health General Hospitals.

Authors:  Sundus O Dawoud; Alaeddin Mohammad K Ahmad; Omar Z Alsharqi; Rajaa M Al-Raddadi
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8.  Potential impact of co-payment at point of care to influence emergency department utilization.

Authors:  Zachary Baum; Michael R Simmons; Jose H Guardiola; Cynthia Smith; Lynn Carrasco; Joann Ha; Peter Richman
Journal:  PeerJ       Date:  2016-01-21       Impact factor: 2.984

  8 in total

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