How useful are thermal vulnerability indices?

To forecast climate change impacts across habitats or taxa, thermal vulnerability indices (e.g., safety margins and warming tolerances) are growing in popularity. Here, we present their history, context, formulation, and current applications. We highlight discrepancies in terminology and usage, and we draw attention to key assumptions underpinning the main indices and to their ecological and evolutionary relevance. In the process, we flag biases influencing these indices that are not always evaluated. These biases affect both components of index formulations, namely: (i) the characterisation of the thermal environment; and (ii) an organism's physiological and behavioural responses to more frequent and severe warming. Presently, many outstanding questions weaken a thermal vulnerability index approach. We describe ways to validate vulnerability index applications and outline issues to be considered in further developing these indices.