Literature DB >> 25645977

Did the Affordable Care Act's dependent coverage mandate increase premiums?

Briggs Depew1, James Bailey2.   

Abstract

We investigate the impact of the Affordable Care Act's dependent coverage mandate on insurance premiums. The expansion of dependent coverage under the ACA allows young adults to remain on their parent's private health insurance plans until the age of 26. We find that the mandate has led to a 2.5-2.8 percent increase in premiums for health insurance plans that cover children, relative to single-coverage plans. We are able to conclude that employers did not pass on the entire premium increase to employees through higher required plan contributions.
Copyright © 2015 Elsevier B.V. All rights reserved.

Entities:  

Keywords:  Affordable Care Act; Dependent instance coverage; Health insurance premium; Insurance mandate; Risk pool

Mesh:

Year:  2015        PMID: 25645977     DOI: 10.1016/j.jhealeco.2015.01.004

Source DB:  PubMed          Journal:  J Health Econ        ISSN: 0167-6296            Impact factor:   3.883


  2 in total

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Review 2.  Key Provisions of the Patient Protection and Affordable Care Act (ACA): A Systematic Review and Presentation of Early Research Findings.

Authors:  Michael T French; Jenny Homer; Gulcin Gumus; Lucas Hickling
Journal:  Health Serv Res       Date:  2016-06-05       Impact factor: 3.402

  2 in total

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