Literature DB >> 24262280

The complex association of health insurance and maternal health services in the context of a premium exemption for pregnant women: a case study in Northern Ghana.

Jemima A Frimpong1, Stéphane Helleringer2, John Koku Awoonor-Williams2, Thomas Aguilar2, James F Phillips2, Francis Yeji2.   

Abstract

BACKGROUND: Health insurance premium exemptions for pregnant women are a strategy to increase coverage of maternal health services in sub-Saharan countries. We examine health insurance registration among pregnant women before or after the introduction of a premium exemption, and test whether registration increases utilization of maternal health services.
METHODS: Data were drawn from a retrospective cohort study of 1641 women having given birth between January 2008 and August 2010 in two impoverished districts of Northern Ghana. Among those, 1411 became pregnant after premium exemption was adopted in July 2008. We compared registration rates before and after the exemption. We used logistic regressions to measure the association between insurance registration and receipt of essential maternal health interventions in the context of the premium exemption. We tested whether this association varied across levels of the health system [e.g. hospitals and health centres (HCs) vs community health compounds (CHC)].
RESULTS: Health insurance registration increased significantly among pregnant women after adoption of the premium exemption. Coverage of clinical and diagnostic services was high, but antenatal care (ANC) clients received only partial counselling about safe motherhood (e.g. pregnancy-related danger signs). Three out of four clients who sought ANC in hospitals and HCs delivered at a health facility vs. slightly more than 50% among clients of CHC. In hospitals and HCs, National Health Insurance Scheme (NHIS) registration was associated with higher quality of services. In CHCs, NHIS registrants received fewer diagnostic tests, were less extensively counselled about safe motherhood and were less likely to be vaccinated against tetanus toxoid than non-registered clients. Among CHCs clients, being a NHIS registrant was however associated with an increased likelihood of delivering at a health facility.
CONCLUSIONS: In the context of premium exemptions, association of health insurance with use of maternal health services, and quality of services received, depends on place where pregnant women seek ANC. Published by Oxford University Press in association with The London School of Hygiene and Tropical Medicine
© The Author 2013; all rights reserved.

Entities:  

Keywords:  Ghana; Health insurance; health facilities; health systems; maternal health; premium exemption; user fees

Mesh:

Year:  2013        PMID: 24262280     DOI: 10.1093/heapol/czt086

Source DB:  PubMed          Journal:  Health Policy Plan        ISSN: 0268-1080            Impact factor:   3.344


  8 in total

Review 1.  Strengthening Health Systems of Developing Countries: Inclusion of Surgery in Universal Health Coverage.

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Review 2.  Implementation of the National Health Insurance Scheme (NHIS) in Ghana: Lessons for South Africa and Low- and Middle-Income Countries.

Authors:  Christmal Dela Christmals; Kizito Aidam
Journal:  Risk Manag Healthc Policy       Date:  2020-10-02

3.  Levels and determinants of continuum of care for maternal and newborn health in Cambodia-evidence from a population-based survey.

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Journal:  BMC Pregnancy Childbirth       Date:  2015-03-19       Impact factor: 3.007

4.  The impact of health insurance on maternal health care utilization: evidence from Ghana, Indonesia and Rwanda.

Authors:  Wenjuan Wang; Gheda Temsah; Lindsay Mallick
Journal:  Health Policy Plan       Date:  2017-04-01       Impact factor: 3.344

5.  Maternal healthcare insurance ownership and service utilisation in Ghana: Analysis of Ghana Demographic and Health Survey.

Authors:  Sanni Yaya; Feng Da; Ruoxi Wang; Shangfeng Tang; Bishwajit Ghose
Journal:  PLoS One       Date:  2019-04-25       Impact factor: 3.240

6.  The effect of the National Health Insurance Scheme (NHIS) on health service delivery in mission facilities in Ghana: a retrospective study.

Authors:  Genevieve Cecilia Aryeetey; Justice Nonvignon; Caroline Amissah; Gilbert Buckle; Moses Aikins
Journal:  Global Health       Date:  2016-06-07       Impact factor: 4.185

Review 7.  Effective non-drug interventions for improving outcomes and quality of maternal health care in sub-Saharan Africa: a systematic review.

Authors:  Frederick M Wekesah; Chidozie E Mbada; Adamson S Muula; Caroline W Kabiru; Stella K Muthuri; Chimaraoke O Izugbara
Journal:  Syst Rev       Date:  2016-08-15

8.  Maternal and neonatal health impact of obstetrical risk insurance scheme in Mauritania: a quasi experimental before-and-after study.

Authors:  Aline Philibert; Marion Ravit; Valéry Ridde; Inès Dossa; Emmanuel Bonnet; Florent Bedecarrats; Alexandre Dumont
Journal:  Health Policy Plan       Date:  2017-04-01       Impact factor: 3.344

  8 in total

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